Are you constantly jumping from one hot mutual fund or stock to the next?

Investing towards a goal requires discipline and a sustainable investment plan.

Our investment process is suited to your goals and risk profile.

CGS-CIMB Optimised Risk Premia (CORP):
Our 3-step portfolio construction process

CGS-CIMB Optimised Risk Premia (CORP): Our 3-step portfolio construction process

Core focus on diversification and long term results.

Equities performed the best long term
despite volatility

Equities: 6.9% p.a.
Fixed Income: 1.6% p.a.
Gold: 0.5% p.a.
Cash: -4.0% p.a.

Figures are compounded real returns over a
60 year period (1946-2006), net of inflation rates.

Source: Stocks for the Long Run (Jeremy Siegel 2008)
and CGS-CIMB Research.

Diversify multi assets and geographically
to reduce risk

We review hundreds of ETFs globally to select the best mix for optimal market (Beta) returns.

ETF quantitative screening framework

AUM > US$ 1B
Trading history > 10 years
Expense ratio < 80th percentile
Historical performance & low tracking error
Reputable issuer

SELECTED ETFs

Vanguard Short Term Bond BSV US Equity
Vanguard Intermediate-Term Bond BIV US Equity
Vanguard Long-Term Bond BLV US Equity
iShares JP Morgan USD Emerging Market EMB US Equity
iShares Gold Trust IAU US Equity
iShares Core S&P Midcap IJH US Equity
Vanguard Total Stock Market VTI US Equity
Vanguard FTSE Developed Market VEA US Equity
Vanguard FTSE Pacific VPL US Equity
Vanguard High Dividend Yield VYM US Equity
Powershares QQQ Trust Series 1 QQQ US Equity

SELECTED ETFs

Vanguard Short Term Bond

BSV US Equity

Vanguard Intermediate-Term Bond

BIV US Equity

Vanguard Long-Term Bond

BLV US Equity

iShares JP Morgan USD Emerging Market

EMB US Equity

iShares Gold Trust

IAU US Equity

iShares Core S&P Midcap

IJH US Equity

Vanguard Total Stock Market

VTI US Equity

Vanguard FTSE Developed Market

VEA US Equity

Vanguard FTSE Pacific

VPL US Equity

Vanguard High Dividend Yield

VYM US Equity

Powershares QQQ Trust Series 1

QQQ US Equity

ETFs are used to design 5 different risk profile portfolios for optimum results.

Defensive

85%
Fixed Income
10%
Equities
5%
Gold

Cautious

60%
Fixed Income
35%
Equities
5%
Gold

Balanced

45%
Fixed Income
50%
Equities
5%
Gold

Growth

25%
Fixed Income
65%
Equities
10%
Gold

Aggressive

10%
Fixed Income
80%
Equities
10%
Gold